Small Business Financing, Small Business Funding, Merchant Advance
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Small Business Financing and Merchant Advances

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Credit Card Receivable Financing (CCRF)
Our CCRF programs provide small business financing and small business funding via merchant advance loans and short-term funding for our Visa/MC merchant holder clients.
The cash advance loan is our specialty at American Microloan, where we provide small business financing and unsecured small business loans via short-term working capital financing to Visa and MasterCard credit card merchant account holders at reasonable rates.
How does this work? CCRF (credit card receivable financing) is a short-term working capital advance loan designed for Visa/MC merchants. The cash advance or loan amount is based on the merchant's previous 6 month average (12 months if the business is seasonal) monthly sales volume on Visa/MC. The typical merchant advance loan amount is 70% - 100% of the monthly average, with the typical term at 6 months.
The loan is amortized by an automatic daily payment based on the merchant's Visa/MC sales. Typical daily percentage is 15% - 20%. Each merchant has the option of using a fixed daily payment instead of a percentage of daily sales.
Our short term cash advance model provides a new small business funding alternative for owners who previously could only tap financing for their business via traditional bank loans, which are difficult to obtain for many and carry high fees.

Working Capital, Cash Advances, Credit Card Receivable Financing

AML's business model was engineered from the very beginning to provide financing to merchants at the lowest possible cost with no "fine print." We are the only financing company in the industry to disclose full financing information right on our web site.
Through AML's small business financing and small business funding options, it's possible for you to obtain a merchant advance so you can realize your short-term business goals and concentrate on implementing plans for growing your business.
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