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SEE FOR YOURSELF, our rates are considerably below the national average for credit card receivable financing. The numbers speak for themselves.
American Microloan
  TYPICAL COST OF CAPITAL* AMOUNT SAVED OVER
Funding
Amount
American
Microloan
Factoring Type
Program
Dining
Program
Factoring Type
Program
Dining
Program
$10,000 $1,200 $3,525 $7,000 $2,325 $5,800
$50,000 $6,000 $17,625 $35,000 $11,625 $29,000
$100,000 $12,000 $35,250 $70,000 $23,250 $58,000
$125,000 $15,000 $44,063 $87,500 $29,063 $72,500
$150,000 $18,000 $52,875 $105,000 $34,875 $87,000
$175,000 $21,000 $61,688 $122,500 $40,688 $101,500
$200,000 $24,000 $70,500 $140,000 $46,500 $116,000
* Financing cost comparison is based on the following:
    American Microloan - based on a 6 month amortization with a typical payback ratio of 1.12
    Factoring Type Program - based on factoring type financing with a payback ratio of 1.3525
    Dining Program - based on the advance package with a 1.7 payback ratio
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